:root {
  --ink: #0b1220;
  --ink-soft: #3a4458;
  --paper: #fafbfc;
  --mist: #eef1f5;
  --line: #d7dde7;
  --signal: #ff3b30;
  --signal-ink: #c41f16;
  --white: #ffffff;
  --font-display: "Syne", system-ui, sans-serif;
  --font-body: "IBM Plex Sans", system-ui, sans-serif;
  --max: 1120px;
  --pad: clamp(1.25rem, 4vw, 2rem);
  --header: 4.25rem;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header) + 0.5rem);
}

body {
  font-family: var(--font-body);
  font-size: 1.0625rem;
  line-height: 1.6;
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; }

.skip {
  position: absolute;
  left: -999px;
  top: 0;
  background: var(--ink);
  color: var(--white);
  padding: 0.5rem 1rem;
  z-index: 100;
}
.skip:focus { left: 0; }

.wrap {
  width: min(var(--max), 100%);
  margin: 0 auto;
  padding: 0 var(--pad);
}
.wrap--narrow { max-width: 720px; }

.brand {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.05rem;
  letter-spacing: -0.03em;
  color: var(--ink);
}
.brand span { color: var(--signal); }
.brand--hero {
  font-size: clamp(1.4rem, 3vw, 1.85rem);
  margin-bottom: 1.25rem;
  display: inline-block;
}

.top {
  position: sticky;
  top: 0;
  z-index: 40;
  height: var(--header);
  backdrop-filter: blur(12px);
  background: color-mix(in srgb, var(--paper) 86%, transparent);
  border-bottom: 1px solid transparent;
  transition: border-color 0.25s ease, background 0.25s ease;
}
.top.is-scrolled { border-bottom-color: var(--line); }
.top__row {
  height: var(--header);
  display: flex;
  align-items: center;
  gap: 1.5rem;
}
.top__nav {
  margin-left: auto;
  display: flex;
  gap: 1.35rem;
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--ink-soft);
}
.top__nav a:hover { color: var(--ink); }
.top__cta { margin-left: 0.5rem; }
.menu {
  display: none;
  width: 2.5rem;
  height: 2.5rem;
  border: 1px solid var(--line);
  background: var(--white);
  border-radius: 0.4rem;
  cursor: pointer;
  position: relative;
}
.menu span,
.menu span::before,
.menu span::after {
  content: "";
  position: absolute;
  left: 0.55rem;
  right: 0.55rem;
  height: 2px;
  background: var(--ink);
  top: 50%;
}
.menu span::before { transform: translateY(-6px); }
.menu span::after { transform: translateY(6px); }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.95rem;
  border-radius: 0.35rem;
  padding: 0.7rem 1.15rem;
  border: 1px solid transparent;
  transition: background 0.2s ease, color 0.2s ease, border-color 0.2s ease, transform 0.2s ease;
}
.btn--lg { padding: 0.95rem 1.4rem; font-size: 1rem; }
.btn--solid {
  background: var(--signal);
  color: var(--white);
}
.btn--solid:hover { background: var(--signal-ink); }
.btn--line {
  background: transparent;
  border-color: color-mix(in srgb, var(--white) 45%, transparent);
  color: var(--white);
}
.btn--line:hover { border-color: var(--white); }

.hero {
  position: relative;
  min-height: min(92vh, 860px);
  display: flex;
  align-items: flex-end;
  padding: 5rem 0 4.5rem;
  color: var(--white);
  overflow: hidden;
}
.hero__bg {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(120deg, rgba(11, 18, 32, 0.94) 0%, rgba(11, 18, 32, 0.78) 46%, rgba(11, 18, 32, 0.55) 100%),
    radial-gradient(ellipse 70% 60% at 85% 20%, rgba(255, 59, 48, 0.35), transparent 55%),
    radial-gradient(ellipse 50% 40% at 10% 90%, rgba(37, 99, 235, 0.2), transparent 50%),
    repeating-linear-gradient(
      -18deg,
      transparent 0 14px,
      rgba(255, 255, 255, 0.03) 14px 15px
    ),
    var(--ink);
  animation: heroPulse 12s ease-in-out infinite alternate;
}
@keyframes heroPulse {
  from { filter: saturate(1); }
  to { filter: saturate(1.15); }
}
.hero__inner {
  position: relative;
  z-index: 1;
  max-width: 820px;
  margin: 0;
  animation: heroIn 0.8s ease both;
}
@keyframes heroIn {
  from { opacity: 0; transform: translateY(18px); }
  to { opacity: 1; transform: none; }
}
.hero h1 {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(2.4rem, 6.5vw, 4.4rem);
  line-height: 1.02;
  letter-spacing: -0.045em;
  margin-bottom: 1.15rem;
}
.hero__lead {
  font-size: clamp(1.05rem, 2vw, 1.25rem);
  color: color-mix(in srgb, var(--white) 82%, transparent);
  max-width: 38rem;
  margin-bottom: 1.75rem;
}
.hero__actions { display: flex; flex-wrap: wrap; gap: 0.75rem; }

.strip {
  border-bottom: 1px solid var(--line);
  background: var(--white);
}
.strip__row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  padding: 1.1rem var(--pad);
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--ink-soft);
}
.strip__row p {
  padding-left: 0.85rem;
  border-left: 3px solid var(--signal);
}

.block { padding: clamp(3.5rem, 8vw, 6rem) 0; }
.block--soft { background: var(--mist); }
.block--ink {
  background: var(--ink);
  color: var(--white);
}
.kicker {
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--signal);
  margin-bottom: 0.85rem;
}
.kicker--light { color: #ff8a82; }
h2, .h2--light {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(1.7rem, 3.5vw, 2.55rem);
  line-height: 1.12;
  letter-spacing: -0.035em;
  margin-bottom: 1.5rem;
}
.block__grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: clamp(1.5rem, 4vw, 3.5rem);
  align-items: start;
}
.prose p + p { margin-top: 1rem; }
.prose { color: var(--ink-soft); font-size: 1.08rem; }

.path {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  margin-top: 2rem;
}
.path li {
  padding: 1.4rem 1.25rem;
  border: 1px solid color-mix(in srgb, var(--white) 14%, transparent);
  background: color-mix(in srgb, var(--white) 4%, transparent);
}
.path span {
  display: block;
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--signal);
  margin-bottom: 0.7rem;
  letter-spacing: -0.02em;
}
.path h3 {
  font-family: var(--font-display);
  font-size: 1.2rem;
  margin-bottom: 0.55rem;
}
.path p { color: color-mix(in srgb, var(--white) 72%, transparent); font-size: 0.98rem; }

.gain { display: grid; gap: 0; margin-top: 0.5rem; }
.gain li {
  display: grid;
  grid-template-columns: minmax(12rem, 0.4fr) 1fr;
  gap: 1rem 2rem;
  padding: 1.35rem 0;
  border-top: 1px solid var(--line);
}
.gain li:last-child { border-bottom: 1px solid var(--line); }
.gain strong {
  font-family: var(--font-display);
  font-size: 1.15rem;
  letter-spacing: -0.02em;
}
.gain span { color: var(--ink-soft); }

.who { display: grid; gap: 0.85rem; }
.who li {
  padding: 1rem 1.1rem;
  background: var(--white);
  border-left: 4px solid var(--signal);
  color: var(--ink-soft);
}

.flow {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  margin-top: 0.5rem;
}
.flow > div {
  padding: 1.25rem 1.1rem;
  background: var(--white);
  border: 1px solid var(--line);
}
.flow em {
  display: block;
  font-style: normal;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--signal);
  margin-bottom: 0.65rem;
}
.flow h3 {
  font-family: var(--font-display);
  font-size: 1.15rem;
  margin-bottom: 0.45rem;
}
.flow p { color: var(--ink-soft); font-size: 0.95rem; }

.rates { margin-top: 0.5rem; border: 1px solid var(--line); background: var(--white); }
.rates__row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 1rem;
  align-items: center;
  padding: 1.25rem 1.35rem;
  border-bottom: 1px solid var(--line);
}
.rates__row:last-child { border-bottom: 0; }
.rates__row--hi { background: color-mix(in srgb, var(--signal) 7%, var(--white)); }
.rates__row strong {
  display: block;
  font-family: var(--font-display);
  font-size: 1.1rem;
  margin-bottom: 0.2rem;
}
.rates__row span { color: var(--ink-soft); font-size: 0.95rem; }
.rates__sum {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.2rem;
  white-space: nowrap;
}
.rates__note {
  margin-top: 1rem;
  color: var(--ink-soft);
  font-size: 0.95rem;
}

.cta { padding: 0 0 clamp(3.5rem, 8vw, 6rem); }
.cta__box {
  background: var(--ink);
  color: var(--white);
  padding: clamp(2.2rem, 5vw, 3.5rem);
  display: grid;
  gap: 1rem;
  justify-items: start;
}
.cta__box h2 {
  font-family: var(--font-display);
  font-size: clamp(1.7rem, 3.5vw, 2.4rem);
  letter-spacing: -0.035em;
  margin: 0;
}
.cta__box p {
  color: color-mix(in srgb, var(--white) 75%, transparent);
  max-width: 36rem;
  margin-bottom: 0.5rem;
}

.faq { margin-top: 0.5rem; }
.faq details {
  border-top: 1px solid var(--line);
  padding: 1rem 0;
}
.faq details:last-child { border-bottom: 1px solid var(--line); }
.faq summary {
  cursor: pointer;
  font-family: var(--font-display);
  font-weight: 650;
  font-size: 1.08rem;
  list-style: none;
}
.faq summary::-webkit-details-marker { display: none; }
.faq p {
  margin-top: 0.65rem;
  color: var(--ink-soft);
}

.foot {
  border-top: 1px solid var(--line);
  padding: 1.75rem 0 2.25rem;
  background: var(--white);
}
.foot__row {
  display: grid;
  gap: 0.65rem;
  color: var(--ink-soft);
  font-size: 0.92rem;
}
.foot a:hover { color: var(--ink); }
.foot__copy { opacity: 0.7; }

.reveal {
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.55s ease, transform 0.55s ease;
}
.reveal.is-in { opacity: 1; transform: none; }

@media (max-width: 900px) {
  .top__nav, .top__cta { display: none; }
  .menu { display: inline-block; margin-left: auto; }
  .top.is-open .top__nav {
    display: flex;
    flex-direction: column;
    position: absolute;
    left: 0; right: 0;
    top: var(--header);
    background: var(--paper);
    border-bottom: 1px solid var(--line);
    padding: 1rem var(--pad) 1.25rem;
    gap: 0.85rem;
  }
  .strip__row,
  .path,
  .flow,
  .block__grid,
  .gain li,
  .rates__row {
    grid-template-columns: 1fr;
  }
  .hero { min-height: auto; padding-top: 4.5rem; }
}